Market Watch

Elite Producer Group Steering Committee


 Albert W. Papa, ChFC, CLU

'The Elite Producer Group is committed to providing our members with the absolute finest in support staff and state-of-the-art products and services necessary to reach your ultimate business and financial goals for both your clients and you. Learn more about our producer group and consider being among the very best financial services providers'

Al is Chairman of the Elite Producer Group Steering Committee (EPG) at AXA.  In addition to his work with AXA, Al is also the Executive Chairman of Cambridge Consulting Group, a company he co-founded which is one of Michigan's largest privately-held insurance, benefits, and financial services firms with offices in Michigan and New York.


Over the years, he has earned many coveted awards as both an agent and district manager, but is most proud of his multiple National Champion Awards, leading the company in sales, and being named the National Honor Agent in 1993.


Al is involved in many business and philanthropic organizations within his community. Al is on the Board of Directors at Chemical Bank and the Juvenile Diabetes Research Foundation (JDRF) and is the First Vice President and Board Member of the Agents Reinsurance Company. He also provides consulting services to financial firms and insurance agencies throughout the United States.

Andrew D. Rubin, ChFC, CLU

'Being a PPG member has provided several major benefits to my practice. First, the dedicated services at the National Operations Center (NOC) has enhanced the quality of services to my clients and improved my staff productivity. Second, exposure to and interaction with other top producers always helps you maintain your creative edge and compete more successfully in the marketplace. Finally, access to Best Practices of the PPG membership along with the Administrative Workshops provides a valuable resource to improve management and service skills for me and my staff.'

    Andy is a founding principal of RubinGoldman & Associates, a comprehensive financial services and wealth management firm for individuals and businesses, is the treasurer of the Agents Reinsurance Company and is also an inaugural member of the EPG Steering Committee.

    Andy has earned membership in the Top of the Table and the Million Dollar Round Table and is also a member of the AALU, the Philadelphia Estate Planning Council, the local NAIFA and The Society of Financial Service Professionals.

Thomas M. Mingone, ChFC, CLU

'Over the past several years, I have had the pleasure of getting acquainted with the vast resources PPG has to offer. I have been most impressed with the 'Advanced Case Design' Support Team and the priority service we receive when dealing with any area of the company.'


    Thomas M. Mingone is the Founder and Managing Partner of Capital Management Group. Tom started his practice in 1988, focused on retirement and estate planning strategies, portfolio management, insurance and employee benefits.


     A believer in continuing professional development, Tom earned the professional designations of ChFC, CLU, AEP and CFS. He has also earned his Certificate in Retirement Planning from The Wharton School, University of Pennsylvania.  Tom was recognized as one of Rockland’s “40 under 40” business leaders in 2002 and is widely quoted in national and local press. In 2012 Tom received the National Honor Associate Award which is granted by AXA Advisors, LLC to the financial professional who exemplifies the esteemed qualities and attributes of community service, loyalty, leadership and respect.


    As a native of Rockland County, he is an active member of his community. He contributes to several scholarship funds and the Make-A-Wish Foundation of the Hudson Valley.  Tom is a member of the New York City and Rockland County Estate Planning Councils. He lives in Stony Point, NY with his wife Christine and their two children Alexa and Christopher.

Kyle J. Schiffler, CFP®, ChFC, CLU

"Successful people are those that consistently do what most people won't." 'I find this quote to be true when I look at the financial professionals of the Elite Producer Group. To be successful, EPG members had to work hard to achieve Sterling Group or PPG status.'

Kyle joined AXA Advisors in the spring of 2002. Kyle is a second-generation advisor with AXA/Equitable succeeding his father, Roger H. Schiffler, CLU, ChFC, CFP®, after 38 years of service with the company.

Kyle has been recognized by AXA for superior performance as a Financial Advisor, 2016 "Associate of the Year" for the 6th year in a row and the 8th time in his career for the Minnesota/North Dakota Branch of AXA Advisors, LLC. Kyle's work and quality service also earned him his 8th consecutive Five Star Wealth Manager Award. Kyle is a Hall of Fame member and also an Order of Excalibur qualifier.


Kyle is a graduate of the University of St. Thomas in St. Paul, MN with a BA in Finance and minors in Economics and Computer Science, Magna Cum Laude.  Kyle is very active in his community and charitable organizations including his alma mater, serving in his 7th year as a member of the Alumni Board of Directors.


Outside of the office, Kyle has a passion for motorcycles. He and his wife, Jennifer, reside in their hometown of Lakeville, MN.

Molly Reese Ward, CFP®

'Buy American' - Joe Wylie Manning (my grandfather)

    Molly Ward believes in being a steward of money.  After graduating from Texas A&M in 1995, she started her career in financial services and joined AXA Advisors in 1998.  Molly focuses on helping uniquely successful families protect their wealth, distribute their wealth and leave a legacy with their wealth.   She implements a disciplined, time tested process for planning, insurance, investments, and monitoring progress of her clients.  Within AXA, Molly is a Partner of the Fitzgerald Wealth Management (FWM) Team. 

    During her career she has earned the prestigious Certified Financial Planner® designation in 2000.  At that time, Molly was only 1 of 5 females in the state of Texas under the age of 30 to accomplish this rigorous credentialing. Molly is an active volunteer in her children’s neighborhood schools and is on the board of the Friends of Neighborhood Libraries – Looscan Branch

    Molly enjoys spending time with her three children, and her beloved dog, George.   In her highly coveted free time, you may find her enjoying paddle boarding Texas's gorgeous waterways and hiking. 















Cambridge Wealth Strategies, Capital Management Group of New York, Karr Barth Associates, and Fitzgerald Wealth Management are not registered investment advisors and are not owned or operated by AXA Advisors or AXA Network.


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck